Disclosures

Legal & Regulatory Disclosures

No Bank or Depository Relationship
RPH Business Capital is not a bank, depository institution, or insured lender. We do not accept deposits and are not insured by the FDIC or any other governmental agency.

Private Lending Services
RPH Business Capital provides alternative lending and private capital solutions to qualified business borrowers. Financing products may include asset-based lending, structured credit, and other non-bank financing arrangements. All financing is subject to underwriting, due diligence, and approval.

No Guarantee of Financing
Submission of an inquiry, application, or proposal does not guarantee approval, funding, or specific loan terms. All transactions are evaluated on a case-by-case basis.

Not Investment, Legal, or Tax Advice
Information provided on this website is for general informational purposes only and does not constitute legal, tax, accounting, or investment advice. Clients should consult their own professional advisors before entering into any financial transaction.

Forward-Looking Statements
Certain statements on this website may contain forward-looking information regarding business strategy, market conditions, or financial outcomes. Actual results may differ materially due to economic conditions, regulatory changes, or other factors beyond our control.

Risk Disclosure
Private lending and alternative financing involve risk, including but not limited to borrower default, collateral valuation risk, market volatility, and liquidity constraints. No financing arrangement is risk-free.

No Offer or Solicitation
Nothing on this website constitutes an offer to sell or a solicitation to buy securities. Any investment opportunities, if applicable, are offered only through formal offering documents and to qualified parties in compliance with applicable laws.

Confidentiality
Information submitted through this website may be used for evaluation and communication purposes. While reasonable safeguards are used, electronic communications are not guaranteed to be secure.

Jurisdictional Limitations
RPH Business Capital conducts business in jurisdictions where it is legally permitted to operate. Services may not be available in all states or regions.

Securities & Regulatory Disclosures

No Securities Offering

Nothing on this website constitutes an offer to sell or a solicitation to purchase any security, investment product, or interest in any fund, vehicle, or program. Any offering, if made, will be conducted solely through formal offering documents and only to qualified or accredited investors in compliance with applicable federal and state securities laws.

No Registration with SEC or FINRA

RPH Business Capital is not registered as a broker-dealer with the U.S. Securities and Exchange Commission (SEC) or as a member of the Financial Industry Regulatory Authority (FINRA). The company does not provide securities brokerage, investment advisory, or portfolio management services.

Private Capital & Alternative Lending Activities

RPH Business Capital engages in private credit and alternative lending activities, including structured business financing, asset-based lending, and other non-bank capital solutions. These activities are conducted in compliance with applicable state commercial lending, usury, and disclosure laws.

Accredited / Qualified Parties

Any investment-related discussions, if applicable, are limited to parties who qualify as accredited investors, institutional investors, or otherwise eligible participants under Regulation D of the Securities Act of 1933 and applicable state regulations.

No Investment Advisory Relationship

RPH Business Capital does not provide investment advisory services as defined under the Investment Advisers Act of 1940. Nothing on this website should be construed as investment advice, financial planning, or portfolio management guidance.

Risk of Loss

Private credit, structured finance, and alternative lending involve substantial risk, including the potential loss of principal. Past performance is not indicative of future results. No assurance can be given that financial objectives will be achieved.

State Law Compliance

RPH Business Capital conducts business in accordance with applicable state lending, commercial finance, and licensing requirements. Certain services may not be available in all jurisdictions.

No Guarantees or Assurances

RPH Business Capital does not guarantee financing approval, capital availability, financial performance, or transaction outcomes. All engagements are subject to underwriting, due diligence, legal review, and final approval.

Borrower-Focused Regulatory Disclosures

Commercial Financing Only

RPH Business Capital provides financing exclusively for business or commercial purposes. We do not offer consumer loans, residential mortgages, or personal credit products.

Loan Terms & Disclosures

All financing transactions are governed by written agreements that define interest rates, fees, repayment terms, collateral requirements, and default provisions. Borrowers are responsible for reviewing all terms with legal and financial advisors.

No Fiduciary Relationship

RPH Business Capital does not act as a fiduciary to borrowers, investors, or counterparties unless expressly agreed in writing.